Net Worth Calculator
Your net worth is everything you own minus everything you owe. Tracking it is the simplest way to see if your finances are moving forward.
How to use it
- Enter your cash, investments, property and gold.
- Enter your loans, card dues and money you owe to others.
- Signed in to Cashly? Your tracked balances and debts can fill this in for you.
How it is calculated
Net worth = total assets - total liabilities. Liquid net worth leaves out property, which cannot be sold quickly.
Frequently asked questions
What counts as an asset?
Bank balances, cash, fixed deposits, PPF, EPF, NPS, mutual funds, shares, gold, property and anything else you could sell.
What is a healthy debt ratio?
Keeping debts below about 40% of your assets is generally considered comfortable.
How often should I check my net worth?
Once a month or once a quarter is enough to see the trend.
Is my data stored?
No. The calculation runs on your device and nothing you enter is sent anywhere.